What is Ayushman Bharat Scheme and How to Apply for Benefits
Ayushman Bharat Yojana : The Government of India has launched several welfare schemes for the benefit of its citizens. One such scheme is आयुष्मान भारत योजना (Ayushman Bharat Yojana), which was launched in 2018 with the aim of providing financial protection to vulnerable families and individuals from catastrophic health expenditures. In this article, we will discuss how to avail the benefits of Ayushman Bharat Scheme.
Ayushman Bharat Scheme is a health insurance scheme that provides financial protection to economically weaker sections of society, such as rural households and urban workers. The scheme aims to provide cashless and paperless access to medical treatment in both government and private hospitals. The scheme also covers pre-existing medical conditions and provides coverage up to Rs. 5 lakhs per family per year. In the following sections, we will discuss how to avail the benefits of Ayushman Bharat Scheme.
How to Check Eligibility?
To check if you are eligible for Ayushman Bharat Scheme, you can visit the official website of the scheme and enter your mobile number or ration card number. You can also visit the nearest Common Service Center (CSC) to check your eligibility for the scheme.
How to Apply for Ayushman Bharat Scheme?
- Once you have confirmed your eligibility, you can apply for Ayushman Bharat Scheme in the following ways:
- You can apply online by visiting the official website of the scheme and filling in the necessary details.
- You can visit the nearest CSC and apply for the scheme.
- You can also apply for the scheme by visiting the nearest empanelled hospital.
- To apply for Ayushman Bharat Scheme, you will need the following documents:
Aadhaar card of the head of the family.
Ration card or any other identity proof.
Mobile number and email ID.
Income certificate or BPL card.
Bank account details.
Ayushman Bharat Yojana
Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a flagship healthcare program launched by the Government of India. The scheme was launched in 2018 with an aim to provide financial protection to poor and vulnerable families who are unable to afford quality healthcare.
The Ayushman Bharat Yojana is the world’s largest healthcare scheme, which covers over 10 crore poor and vulnerable families, providing them with an annual health cover of up to Rs. 5 lakh.
Who is Eligible for Ayushman Bharat Yojana?
The Ayushman Bharat Yojana is primarily targeted towards the economically weaker sections of the society. The scheme covers families with an annual income of up to Rs. 5 lakh, and they can avail of the benefits of the scheme. The scheme also covers individuals with disabilities, senior citizens, and transgender individuals.
How to Avail Benefits of Ayushman Bharat Yojana
If you are eligible for the Ayushman Bharat Yojana, you can avail of the benefits of the scheme by following the below steps:
Step 1: Check Your Eligibility
The first step is to check if you are eligible for the Ayushman Bharat Yojana. You can check your eligibility by visiting the official website of the scheme or by visiting the nearest Ayushman Bharat Yojana kiosk.
Step 2: Find a Empaneled Hospital
Once you have checked your eligibility, the next step is to find an empaneled hospital. The Ayushman Bharat Yojana has empaneled several public and private hospitals across the country, where you can avail of the benefits of the scheme.
Step 3: Get Your Ayushman Bharat Yojana Card
To avail of the benefits of the scheme, you need to get your Ayushman Bharat Yojana card. You can get your card by visiting the nearest Ayushman Bharat Yojana kiosk or by downloading it from the official website of the scheme.
Step 4: Get Treatment
Once you have your Ayushman Bharat Yojana card, you can visit an empaneled hospital and get the treatment you need. The hospital will verify your eligibility and provide you with the necessary treatment. The cost of the treatment will be covered by the Ayushman Bharat Yojana scheme.
Step 5: Pay the Remaining Amount
If the cost of the treatment exceeds the maximum coverage limit of Rs. 5 lakh, you will have to pay the remaining amount. However, the scheme ensures that you don’t have to worry about the financial burden of the treatment.
The Ayushman Bharat Yojana has several benefits for the poor and vulnerable families. Some of the benefits of the scheme are:
The scheme provides financial protection to poor and vulnerable families who are unable to afford quality healthcare. The scheme covers over 10 crore families, providing them with an annual health cover of up to Rs. 5 lakh.
Access to Quality Healthcare
The scheme has empaneled several public and private hospitals across the country, where beneficiaries can avail of quality healthcare services. The scheme ensures that the beneficiaries don’t have to compromise on the quality of healthcare due to financial constraints.
No Cap on Family Size
The Ayushman Bharat Yojana covers the entire family of the beneficiary, including parents, spouse, and children. The scheme ensures that the entire family is covered under the scheme, providing them with
How to Avail Benefits of Ayushman Bharat Yojana?
As mentioned earlier, Ayushman Bharat Yojana is a comprehensive healthcare scheme aimed at providing financial protection and healthcare benefits to the economically weaker sections of society. To avail of the benefits of the scheme, follow these simple steps:
1. Check Eligibility Criteria
Before applying for Ayushman Bharat Yojana, you need to check whether you are eligible for the scheme. The eligibility criteria are as follows:
The scheme is applicable to families with a total income of up to Rs. 5 lakhs per annum.
The scheme is applicable to all residents of India, including NRIs and PIOs.
The scheme is applicable to families that do not own a pucca house or any other residential property in India.
The scheme is applicable to families that do not own a four-wheeler.
2. Apply for Ayushman Bharat Yojana
If you meet the eligibility criteria, you can apply for the Ayushman Bharat Yojana by following these steps:
Visit the official website of Ayushman Bharat Yojana or call the toll-free number 14555.
Enter your mobile number and OTP to generate an application form.
Fill in the required details in the application form, including your personal details, family details, and income details.
Submit the application form along with the required documents.
3. Receive Golden Card
Once your application is processed and verified, you will receive a Golden Card that contains your personal and family details, as well as your entitlements under the scheme.
4. Visit Empanelled Hospitals
To avail of the benefits of Ayushman Bharat Yojana, you need to visit any of the empanelled hospitals under the scheme. You can search for empanelled hospitals in your area on the official website of Ayushman Bharat Yojana.
5. Get Treatment
Once you reach the empanelled hospital, you need to show your Golden Card to the hospital staff. The hospital will then verify your details and provide you with the required treatment.
6. Cashless Treatment
Under the Ayushman Bharat Yojana, you are entitled to cashless treatment for all covered procedures. The hospital will bill the cost of treatment directly to the National Health Authority, and you will not be required to pay any amount.
7. No Limit on Family Size
There is no limit on the family size under the Ayushman Bharat Yojana. The scheme covers all members of the family, including the primary cardholder, spouse, and children.
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